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Construction & Manufacturing Loans $1M–$100M+ | Bank Said No? We Fund.
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We are a PA-based commercial finance shop. We've spent 20+ years building relationships with family offices, hedge funds, community banks, credit unions, and SBA Preferred Lenders. We close the deals the local bank walks away from — and lately around Lancaster County, that's a lot of deals.
I've watched too many good builders and manufacturers around here — from Lititz to Ephrata to Quarryville — sit on a strong project, strong assets, and a strong handshake, and still get told "no" because the corporate underwriter in some other state doesn't get it.
That's where we come in.
Call me if you're one of these four:
1. GROUND-UP CONSTRUCTION
You've got the lot, the plans, and the GC lined up — you need flexible draw schedules that don't tank your timeline. We just closed a $211M mixed-use construction loan and a $6M bridge on a 47-unit historic conversion (yes, even with a title defect — we worked around it). Private capital = flexible draws. No corporate underwriter holding up your next pull because someone needs a third signature.
2. CUSTOM HOME BUILDERS
Whether you're building one $2M custom home off Lititz Pike or twenty spec homes on a subdivision near Manheim, we fund acquisition + construction in one bridge. Recent close: $11M for a 10,200 sf high-end build. Lancaster County land moves quick — we can close in 2 weeks once your package is in.
3. MANUFACTURERS
Lancaster County runs on manufacturing — cabinetry, modular homes, food processing, structural building products, machine shops, you name it. If you need working capital, an inventory line, equipment, real estate, a partner buyout, or to refi a short-term note, we do all of it. Recent: $14.5M inventory + working capital line for a window manufacturer. We're SBA 504 / 7(a) PLP-direct — submission-to-close pull-through near 100%, default rate 0%.
4. ASSET-BACKED COLLATERAL (the deal banks can't touch)
Strong farmland, equipment, receivables, or inventory — but complicated tax returns, negative DSCR, a credit ding, or a short-term note coming due? We do projection-based lending and cross-collateralized bridges. Recent: $3.4M bridge cross-collateralized against $26.6M of real estate, funded in 14 days. Or a $5M DIP that restarted a $43M project out of Chapter 11.
WHAT WE CAN DO:
Bridge: $1M – No Ceiling, fund in as little as 2 weeks, rates from SOFR + 325
Construction: up to $100M+, private capital = flexible draws
Revolving Lines of Credit: $1M – $50M secured by AR, funded in 4–7 business days
Up to 75% LTV stabilized, higher case-by-case
As little as 10% down (100% case-by-case with seller-held note)
Non-recourse available
1st mortgages, 2nd mortgages, blanket, mezz, C-PACE
WHO WE FUND:
Companies $3M–$75M gross revenue. Nationwide, but Lancaster, Lebanon, York, Berks, and Chester County are home turf.
PLEASE DON'T CALL IF:
You need under $1M
No project, no collateral, no story
You're a broker chaining deals
You want a fluff pre-approval letter with no real deal behind it
CALL OR TEXT DIRECT:
📞 856-441-6560
Tell me what you're building or buying, where it sits, how much you need, and the timeline. Five minutes tells us if we can fund it.
I'd rather meet over a coffee at a diner in Lititz, the shop floor, or out at the jobsite than over email. If your deal is real, I'll come to you.
When we call lenders, decision-makers pick up. Let's see if we can do the same for you.